HOME LOAN OPTIONS
Whether you are buying a home for the first time, or refinancing a home you have lived in for years, deciding what loan program is best for you is not always a straight forward process. In most cases, a fixed rate 30-year or 15-year home loan will be the perfect loan! But is that a fixed rate Conventional loan, FHA loan, or Jumbo Loan? Are you purchasing or refinancing? How long do you plan to live in the house? Are there repairs or renovations that need to be made to the house. There are a lot of factors to consider! The Loan Geeks at Finance of America Mortgage are here to help you through every step of the process. Our goal is to ensure you get the right home loan for your needs and that the home loan process is an efficient and stress-free experience.
We have provided some useful resources below that help you through the decision making process. However, we encourage you to CONTACT US to consult with a Loan Geeks Home Loan Expert who can answer questions and help guide you through the process. Once you are ready to proceed, our Loan Geeks Home Loan Experts can start the process with you or your can APPLY ONLINE using our state-of-the-art Two-X Online Application technology that makes the process fast and easy!
Offering predictable payments and protection against rising interest rates, this loan is ideal for home buyers who prefer stable monthly payments over the life of their loan.
Low down payment and flexible requirements for credit, income and debt make this loan an option for home buyers with limited savings or limited qualifications.
Qualified veterans, reservists, active duty service members and spouses can take advantage of zero down payment and fixed monthly payments.
With a lower introductory rate for the initial terms, this loan is an option for savings money in the short-term. But it carries risk of higher rates and payments later on.
For buyers who need larger loan amounts, these loans feature both fixed and adjustable rate options. Tighter qualification requirements are common.
For home buyers who want to finance repairs or improvements in with the purchase of their home. Also available to refinance with added improvements.
For homeowners age 62 and older. A reverse mortgage unlocks your largest asset, your home equity, and puts it to work on the retirement goals most important to you.
AdjustableRate Loan
With a lower introductory rate for the initial terms, this loan is an option for savings money in the short-term. But it carries risk of higher rates and payments later on.
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I'm ready to get started! What is my next step?
Apply Online
With our State-of-the-Art Two-X Online Application technology, getting a home loan has never been easier or faster. you will be walked through the application process step-by-step. And the help of a Loan Geeks Home Loan Expert is never more than a mouse click or phone call away.
Talk to a Loan Geek Home Loan Expert!
If you are not comfortable starting the application process online, no need to worry. A Loan Geeks Home Loan Expert is available to answer all of your questions and get you started! Answer a few quick questions on the contact request and we’ll have a Loan Geeks Home Loan Expert call you.