JUMBO LOAN
Jumbo Home Loans
You’re buying a home that requires a mortgage above the conforming limits for mortgages in your area. You’ve got the income and cash reserves to support a large house loan. If your credit and down payment are strong too, a jumbo loan can get you into your dream home. Because of the higher standard of qualification, Jumbo loan rates tend be very competitive.
Get Smart . . . Get Pre-Approved for your Home Loan today!
The Benefits of a Jumbo Loan
- Higher loan amounts above the conforming loan limits for your area.
- Competitive interest rates based on higher qualification standards.
- Fixed and Adjustable rate options available
- Programs available with no mortgage insurance up to 90% LTV (loan amount restrictions apply)
- Loan amounts as high as $3,000,000
How Jumbo Loans Work
- Intended for higher priced home and loan amounts above the conforming loan amounts designated for your area (e.g. $484,350 in most of U.S. for 2019, $726,525 for Alaska, Hawaii, Guam and U.S. Virgin Islands).
- Jumbo loans are also called “nonconforming” loans because they’re over the government’s conventional loan limits.
- Intended for buyers with above average credit scores, asset levels, and significant down payments.
- Intended for buyers who can comfortably make larger-than-average monthly mortgage payments.
The Benefits of Getting Your Jumbo Loan from the Loan Geeks
- You don’t have to sacrifice great service to get a great rate on your home loan. We offer a Full Service home loan experience! (see Today’s Rates)
- With our state-of-the-art online application process, you’ll get a fast, efficient, completely online process that is available 24/7/365 from application to closing. And you can monitor the progress of your home loan throughout the process.
- Our Loan Geeks Home Loan Experts are available to answer your questions by phone and email. We are here to assist you through the entire home loan process.
I need a jumbo Loan! What is my next step?
Apply Online
With our state-of-the-art Online Application technology, getting a home loan has never been easier or faster. You will be walked through the application process step-by-step. And the help of a Loan Geeks Home Loan Expert is never more than a mouse click or phone call away.
Talk to a Loan Geeks Home Loan Expert!
If you are not comfortable starting the application process online, no need to worry. A Loan Geeks Home Loan Expert is available to answer all of your questions and get you started! Answer a few quick questions on the contact request and we’ll have a Loan Geeks Home Loan Expert call you.